Learn More About Our Financing Options
CareCredit is a payment program that allows flexibility so that you can take care of payments on a schedule that works conveniently for you. The program is specifically designed to let you begin treatments immediately while payments are made over time in low, monthly installments. This financing program offers a wide range of “No Interest” and “Extended” payment plans for procedures and treatments that cost up to $25,000.
A “No Interest” payment plan offers three, six and twelve-month plans with no interest as long as the monthly payment is received within the specified time. The advantages of using CareCredit are that as a patient, there is no immediate, up-front cost, no early payment penalty and no additional fees to use the service. It is a revolving credit line that allows patients to receive any treatments that will boost their well-being, and does not require reapplication for additional procedures.
The majority of cosmetic surgery procedures are classified as elective, meaning that unfortunately, insurance companies will not cover the cost. At Body by Craft, we believe that finances should not be a roadblock in the way of physical health and psychological well-being. That is why we offer our patients multiple financial options to ensure that clients can reach their goals faster. Aside from paying with cash or credit, many patients also find it to be a simple, hassle-free option to finance their payment through CareCredit or Alphaeon Credit.
In addition, Body by Craft is also pleased to offer our patients special financing options with Alphaeon Credit. As a patient financing program, Alphaeon Credit works through Comenity Capital Bank to help increase approval rates, give greater credit limits and offer a wide range of payment plans that are suitable for any budget. It is a credit card for covering procedures, treatments, and services performed by certified dermatologists, ophthalmologists and plastic surgeons. Alphaeon Credit aims to ensure that patients have the funds necessary when needed.
Patient Financing Programs
Some examples of medical specialist procedures that qualify for Alphaeon Credit include: breast augmentation, body contouring such as tummy tucks and liposuction, rhinoplasty, face lifts, injectable dermal fillers, cataract surgery, LASIK and many more. Purchases between $250 and up to a maximum of $25,000, can qualify for Alphaeon Credit and the card can be used again and again with the following special financing options:
No Interest if the balance is paid within six or twelve months.
- A variable interest rate of 28.99% is charged if the outstanding purchase amount is not paid in full within the specified time period or if a late payment is made. To qualify for the six-month plan, the cost of a procedure or treatment must exceed $250. To qualify for the twelve-month plan, a minimum of balance of $500 is required.
- This financial plan includes interest based on the purchases of the account during the specific time period at an APR of 14.90%. The length of plan is determined by the account balance. There is a fixed minimum amount for monthly payments during the time of the plan. An expense of $799 qualifies for the $99/month plan, $899 qualifies for the $149/month plan, $1,199 qualifies for the $199/month plan and $1,799 qualifies for the $299/month plan.
With the various plans and options offered to our patients by CareCredit and Alphaeon Credit, we hope that we can provide the support needed so that financial concerns don’t get in the way of planning your transformative experience. We want to help you reach your optimal health in both body and mind. If you have any questions regarding financing or would like to speak with our consultants, please book a private appointment at Body by Craft.
We will discuss all the options available, clarify any questions you may have and help determine the best plan for you.